DEBT CONSOLIDATION

Potential monthly payment reduction, convenience, and possible tax deductibility are just the beginning when considering a debt consolidation loan using the equity in your home. Using the equity in your home for debt consolidation, you could:

Potentially reduce your monthly payments
Simplify finances - one payment instead of many smaller ones
Possibly deduct interest on your taxes
Take control - a real plan for eliminating costly credit card and other debt

What's more, our process is fast, offering you the opportunity to realize these benefits within a few short weeks of approval.

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While consolidation may decrease your overall monthly payment obligations, refinancing pre-existing debt with a home equity loan/line will require you to give Wachovia a security interest in your home and may increase the total number of monthly debt payments, as well as the aggregate amount paid by a borrower over the term of the mortgage loan.

All loans and lines of credit are subject to credit approval, verification and collateral evaluation. Loans originated by Wachovia Mortgage, FSB, Wachovia Bank, N.A. or Wachovia Bank of Delaware, N.A. Products not available in all states and are subject to change without notice. You cannot combine these offers with other Wachovia offers.

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