No matter how careful you are with your finances, sometimes mistakes happen. You thought the check had already cleared, your deposit didn’t go in when you thought—we’ve all been there. Protect yourself from the inconvenience of an overdrawn account and insufficient funds fees by linking your checking account to another Wachovia deposit or credit account.
Source of Overdraft Protection Funds
Another Wachovia checking, savings, money market account, or Line of Credit
Fee for funds transfers to cover overdrafts
$10 charged to the overdrawn checking account
No charge for Crown Banking, Crown Select, and Crown Classic Banking customers
Source of Overdraft Protection Funds
Wachovia Credit Card
Fee for funds transfers to cover overdrafts
$10, including $5 charged to the overdrawn checking account and $5 cash advance fee charged to the credit card.
Transferred amount will be treated as cash advance. For Crown Banking, Crown Select, and Crown Classic Banking customers there is no charge to the overdrawn checking account but the $5 fee will still be charged to the credit card
Source of Overdraft Protection Funds
Fee for funds transfers to cover overdrafts
Additional Information
Another Wachovia checking, savings or money market account
$10 charged to the overdrawn checking account
No charge for Crown Banking, Crown Select, and Crown Classic Banking customers
Wachovia Line of Credit
$10 charged to the overdrawn checking account
No charge for Crown Banking, Crown Select, and Crown Classic Banking customers
Wachovia Credit Card
$5 charged to the overdrawn checking account
Transferred amount will be treated as cash advance. For Crown Banking, Crown Select, and Crown Classic Banking customers, there is no charge to the overdrawn checking account