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Free Online Banking with BillPay

Wachovia Online Banking with BillPay lets you do your banking quickly and securely—anytime, anywhere. And, Online Banking and Online BillPay are free.

Free Online Banking with BillPay (Demo) (Apply Now)


We are dedicated to providing you a safe and dependable service for accessing your financial information online. Learn more about our Online Services Guarantee.

System Requirements

Frequently Asked Questions

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1 For accounts opened in the Eastern and Central Time Zones or for accounts formerly held at World Savings Bank that were opened in these time zones: Online funds transfers made Monday through Friday before 9:00pm ET will be processed the same day. Online funds transfers made Monday through Friday after 9:00pm ET or anytime on Saturday, Sunday, or federal bank holidays will be processed the next business day.

For accounts opened in the Pacific and Mountain Time Zones after February 8, 2007 or for accounts formerly held at Western Financial Bank or World Savings Bank that were opened in these time zones: Online funds transfers made Monday through Friday before 9:00pm PT will be processed the same day. Online funds transfers made Monday through Friday after 9:00pm PT or anytime on Saturday, Sunday, or federal bank holidays will be processed the next business day.

For all other accounts opened in the Pacific and Mountain Time Zones before February 8, 2007: Online funds transfers made Monday through Friday before 9:00pm ET will be processed the same day. Online funds transfers made Monday through Friday after 9:00pm ET or anytime on Saturday, Sunday or federal bank holidays will be processed the next business day.

2 Account related fees may apply. Transferring funds into your Wachovia account is free, fees for transfers to your non-Wachovia accounts are $3.00 or $10.00 per transfer based on delivery time. No charge for Wachovia Securities and Wealth Management clients.

3 Customers will not be charged who access Wachovia Online Banking directly through personal financial management software and have an active Crown Access Banking, Crown Banking, Crown Classic Banking, Crown Select Banking or Command Asset Program.
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