CREDIT PROTECTION

We understand that sometimes students can get into trouble with their credit while in college. That's why Wachovia does not approve students  for credit cards who have not yet established a credit history.

Students who want to apply for a credit card but who don't have enough credit history will need a co-applicant (usually a parent) with a strong credit profile to apply with them. Students must also be at least 18 years old at the time of application and a U.S. citizen.

We use these guidelines as a way to keep students protected from mismanaging their credit early in their financial experience. If you are not comfortable being a co-signer, there are other ways to help your student make good financial decisions.

If you decide to co-sign for your student, or if your student already has a credit card, we can give you tips for how your child can safely and wisely manage credit.

Credit Management for Students

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