HOME EQUITY PRODUCTS

When it comes time to pay college bills, investing in your home is a possible alternative to other college savings strategies. Home equity loans have become a popular payment option because the interest is usually tax deductible.

If you are thinking about using your home equity to pay for college, we'll work with you to help create a financing solution tailored to meet your needs now, and in the future. Benefits:

• Easy application process—there is little paperwork and you can receive an initial decision within minutes.
• Convenience—make payments through auto debit or at any financial center. You can also view your balance and payments using Online Banking.
• Flexibility—you choose your own term for how quickly or slowly you want to pay off the loan.
• Control —borrow as much as you need when you need it.
• Interest Savings—interest rates are usually lower than other forms of credit. We also offer fixed-rate and adjustable-rate loans, and interest-only options.

Wachovia's Home Equity Products
Make sure you fully understand the advantages and disadvantages to using your home as an investment to pay for college expenses. Learn more about Wachovia's Home Equity products to determine if a home equity loan or line of credit is right for you.

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