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Small Business Glossary

Accelerated Depreciation Accounts Payable Accounts Receivable Adjustable Rate Loan Adjustment Interval Amortization Appraisal Assets Automated Clearing House (ACH)

Adjustable Rate Loan A loan with an interest rate that changes periodically, according to an index that is selected when the loan is issued. The initial interest rate is lower than that of fixed-rate loans, but monthly payments can go up or down as the rate is adjusted. (Also known as a variable rate loan.)

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