Wachovia Small Business - Finance Your Business

When it comes to operating and growing your business, Wachovia can help you find the best credit solution tailored to the needs of your business. We make applying fast and easy with our Business Express credit process. In most cases, we'll give you an answer within 24 hours and close within 72 hours.

Not only do we offer competitive conventional loan programs, but our experience and national standing as a leading Small Business Administration (SBA) lender opens up additional opportunities for growing small businesses.

Lines of Credit

Need some quick capital? Our Business Lines can help you meet your short-term funding needs, such as seasonal cash flow issues or unexpected opportunities.

Business Loans

Our business loans can provide the funding you need for purchasing items to help grow your business. Choose from Term Loans and Small Business Association (SBA) Loans.

Credit Cards

Learn more about the new Wachovia Credit Card designed with the business owner in mind.

Small Business Lease (Apply Now)

Especially practical for businesses using equipment that becomes outdated before it's paid off, a Small Business Lease let's you acquire what you need without having to tie up cash or unnecessarily draw down an existing credit line.

Commercial Mortgage (Apply Now)

Our Commercial Mortgage offers low monthly payments and down payment requirements as low as 10% to help you finance warehouse space, manufacturing facilities, professional offices, and retail and wholesale space.

Letters of Credit (Apply Now)

When you receive a Letter of Credit, Wachovia issues a guarantee of payment to help you make purchases or transact business with companies with whom you have limited trading experience or credit history. This can be especially helpful in international trade.

Construction Loan (Apply Now)

Our Construction Loans are a hassle-free way to build an office, plant, or facility or renovate or remodel an existing one.

Equal Credit Opportunity Lender

Member FDIC. Equal Opportunity Lender.

Finance Your Business

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