Until very recently, retirement plan options for owner-only businesses1 were limited and the available choices had significant drawbacks.
But now, Wachovia Retirement Services is pleased to offer Evergreen OnePlanSM—a convenient, cost-effective retirement plan solution2 designed specifically for businesses in which you or you and your spouse or children are the only employees.
Big plan features with a small company focus
Quick and easy to establish—online plan establishment and enrollment under an IRS-approved prototype plan document.
Simplified fee structure—including load-waived access to a comprehensive range of investment options from leading mutual fund families.
Consolidation—your IRAs, SEP and SIMPLE IRAs, 401(k)s, and profit sharing and money purchase plans can all be consolidated within the Evergreen One Plan.
All the features of large company plans—daily account valuation, toll-free administrative support, required compliance testing and tax reporting, quarterly and annual plan account statements, even the ability to take loans.
1 Generally an owner-only business can only employ the owner and the owner's spouse, parents and children. If you have other full-time employees, you may not be eligible for Evergreen OnePlan. Please discuss additional options with your financial professional.
2 Evergreen OnePlan is offered through Wachovia Bank, N.A. Wachovia partners with ePlan Services, and their affiliates, in providing services to Evergreen OnePlan customers. Evergreen OnePlan service providers and representatives do not act as investment advisors or fiduciaries to the plan, plan sponsor, trustee or participants.
Wachovia Securities is the trade name used by two separate, registered broker-dealers and non-bank affiliates of Wachovia Corporation providing certain retail securities brokerage services: Wachovia Securities, LLC, Member NYSE/SIPC, and Wachovia Securities Financial Network, LLC, Member FINRA
/SIPC.
Securities and Insurance Products: Not Insured by FDIC or any Federal Government Agency; May Lose Value; Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate