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BUSINESS LINE OF CREDIT


If your credit needs are modest, the Wachovia Business Line of Credit is a fast, convenient, and affordable way to access the funds your business requires. Lines range from $5,000 to $100,000.

Benefits of a Business Line of Credit

  • Applying is as simple as completing a one-page application, with no additional paperwork in most cases. 
  • Credit decisions can usually be made in 24 hours and closed in 72 hours.
  • Provides check access and overdraft protection when linked to any Wachovia business checking account.1
  • Convenient automatic debit feature with any Wachovia business checking account.



1 Overdraft protection feature not available in New York or Connecticut.
Exact interest rate and line amount may vary depending on the results of your credit review.

Loan amounts available vary by state.

All loans and lines of credit subject to credit approval, verification, and collateral evaluation. Initial decision will be subject to you meeting specific underwriting requirements and final approval will be based upon you meeting certain other requirements. Loans and lines of credit originated by Wachovia Bank, National Association, or, where applicable, Wachovia Financial Services, Inc. or Wachovia Bank of Delaware, National Association. Products subject to change without notice.

Loans to sole proprietorships must be in the name of the individual who is the sole proprietor.

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(800) 566-3862
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Monday - Friday
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