EMPLOYEE BANKING—WACHOVIA AT WORK

You can make all your employees feel like VIPs each day with Wachovia At Work. At no cost to you, the program gives your employees preferred pricing on a variety of retail banking products and services, convenience through onsite visits, a dedicated toll-free number and Web site, and financial education through financial profiles and educational seminars.

Benefits to You

No cost to your business
Allows you to enhance your employee benefits package
Helps you enroll more employees in payroll direct deposit, saving you time and money

Benefits to Your Employees

Free checking account with no minimum balance requirement, no monthly service fee, free Check Card,¹ free first order of checks, and a free safe deposit box for one year²
Higher tiered interest on Crown Banking^SM and Crown Classic Banking^® checking accounts, which include free Online Banking and BillPay³
Premium Savings and High Performance Money Market⁴ accounts with no monthly service charge with automatic transfer of $50 or more per month for 18 months or 12 months without automatic transfer
Rapid IRA rollover service
Personal financial planning in the areas of investing and home buying
Access to full service, discount, and online brokerage services through Wachovia Securities⁵
Rebate on mortgages and reduced rates on Home Equity Loans and Prime Equity Lines ⁶
Discounts on auto, truck, and marine loans
Dedicated toll-free phone number and Web site

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¹ Check Card subject to approval.

² Safe deposit boxes are subject to availability by branch.

³ Normal bank fees apply to linked accounts. Customer must obtain Internet access. Offer limited to personal accounts. A Web browser utilizing 128-bit encryption is required for Online Banking and BillPay. Information and pricing subject to change.

⁴ Federal regulations limit third-party transactions or pre-authorized transfers (including overdraft transfers) or transfers made by personal computer or telephone to six per month, no more than three of which can be made by check draft or Check Card. A fee may be imposed for exceeding this limit. If this limitation is exceeded on a regular basis, we may be required to close and/or convert your account to another account type.

⁵ Brokerage services are offered through Wachovia Securities, LLC, member NYSE/SIPC, a registered broker-dealer and a separate non-bank affiliate of Wachovia Corporation.

⁶ Mortgage loans are originated by Wachovia Mortgage, FSB, 201 S. College St., Charlotte, NC 28288. All loans are subject to credit approval, verification and collateral evaluation. Products are not available in all states and are subject to change without notice. Certain restrictions apply.

Member FDIC

Equal Housing logo

Loans subject to approval, verification and collateral evaluation.

Securities and Insurance Products: Not Insured by FDIC or any Federal Government Agency; May Lose Value; Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate

Wachovia Securities is the trade name used by two separate, registered broker-dealers and non-bank affiliates of Wachovia Corporation providing certain retail securities brokerage services: Wachovia Securities, LLC, Member NYSE/SIPC, and Wachovia Securities Financial Network, LLC, Member FINRA /SIPC.