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Withdrawals (With or Without Penalties)

You can make a hardship withdrawal from your 401(k) if your reason meets one of the four IRS definitions of financial hardship:

• To purchase a primary residence
• To prevent foreclosure or eviction from a primary residence
• To pay unreimbursable medical expenses
• To pay post-secondary tuition for a member of your immediate family

You must be a current employee to make a hardship withdrawal, and you will be suspended from contributing to the plan for six months following this type of withdrawal. You will receive no employer matching contributions during your suspension.

Options for Withdrawing Money if You Leave Your Employer
The Distribution Support Team (DST) will be happy to help you understand all of your options for withdrawing money and to help you initiate a withdrawal. Please contact a DST Representative at (800) 690-0531, 8:00am to 6:00pm ET, Monday through Friday.

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