[IMAGE: "In your 40s"]Your 40s are often years when life comes together—perhaps it is the energy of a growing family, the fulfillment of a career and the chance to build a solid foundation for the retirement you can see in the distance. Lifetime Retirement Planning with Wachovia can help you enjoy the unique possibilities your life offers today, and is intended to help make your life in retirement all you want it to be when you get there.
Stay on Track
At this stage of your life, your earning power is likely to keep increasing. At the same time, you may be paying a mortgage and looking ahead to education expenses for your children. Saving for retirement may become a bit of a balancing act, but it's one you can more easily master with careful planning. There's a lot you can do to help keep everything on the right track.
Don't stray from your plan - resist the urge to cut back to meet other expenses or accommodate other goals, such as college tuition.
Please consider the investment objectives, risk, charges and expenses carefully before investing in a 529 savings plan.The official statement, which contains this and other information, can be obtained by calling your financial advisor.Read it carefully before you invest.
Allocate your assets - help ensure you're neither investing too conservatively nor taking on too much risk2
One of the keys to investing for retirement is developing a plan that makes sense for you. Wachovia's Free Retirement Consultation can help you see if you're on track or if there is a potential gap in meeting your retirement needs. When you've completed your Retirement Consultation, you'll receive a personalized report that includes suggestions to help with both your daily money management and planning for the future.
Talk to Wachovia
At Wachovia, we offer access to cash management, saving, investing, borrowing, and insurance strategies you need to help build a realistic, well-integrated plan that is designed to evolve as your finances do. Ask us how Lifetime Retirement Planning with Wachovia can help guide you along your chosen path, wherever you are in your life.
For a Free Retirement Consultation, contact a Wachovia Financial Center to schedule an appointment with one of our Financial Specialists4 or call the Retirement Resource Center at (866) 588-9606, Monday through Friday, 8:00am to 8:00pm ET.
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05/07 0407-52270
1 Lending Services are available through banking and non-banking subsidiaries of Wachovia Corporation, including, but not limited to Wachovia Bank, National Association and Wachovia Bank of Delaware, National Association, separate affiliates of Wachovia Securities, LLC and subsidiaries of Wachovia Corporation. All loans are subject to credit approval. Wachovia Bank and Wachovia Bank of Delaware are equal housing and opportunity lenders.
2 Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns.
3 Insurance products are offered through nonbank insurance agency affiliates of Wachovia and are underwritten by unaffiliated insurance companies.
4 Licensed Financial Specialists (LFS) are registered with Wachovia Securities. These associates are Wachovia Bank, N.A. employees and are not employed by Wachovia Securities. Investment products and services are offered through the Investment Services Group of Wachovia Securities.
Securities and Insurance Products: Not Insured by FDIC or any Federal Government Agency; May Lose Value; Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate
Wachovia and Wachovia Securities are not legal or tax advisors. Be sure to consult with your own tax or legal advisors before taking any action that may have tax consequences.
Wachovia Securities is the trade name used by two separate, registered broker-dealers and non-bank affiliates of Wachovia Corporation providing certain retail securities brokerage services: Wachovia Securities, LLC, Member NYSE/SIPC, and Wachovia Securities Financial Network, LLC, Member FINRA
/SIPC.
