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Personal Finance Glossary

S&P SEC EDGAR Savings Bond Second Mortgage Section 1035 Exchanges Section 529 Plans Sector Funds Sector Rotation Secured Debt Securities & Exchange Commission Security Separate (Sub-Account) Account Series E Savings Bonds Series EE Savings Bonds Series HH Savings Bonds Settlement Date Settlement Option Shareholders' Equity Sharpe Ratio Short Interest Short Sale Short-Term Capital Gains Single Premium Annuity Small-Cap Stock Social Security Statement Spinoff Split Spread Standard & Poor's Composite Index of 500 Stocks (S&P 500) Standard Deviation Standard Risk Statement Stock Stock Redemption Plan Stock Ticker Stretch IRA Sub-Standard Risk Subordinated Debenture Successor Trustee Suicide Clause Surrender Charges Surrender Schedule Surrender Value Survivorship Life Insurance Swap Symbol Systematic Withdrawals

Sector Rotation A diversification strategy that involves investing in stocks or stock funds of one or several specific industry sectors for a relatively short period of time (six to 18 months). Investments are continually monitored to determine when it is time to "rotate" assets from one sector to another.

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