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Personal Finance Glossary

ATM Accelerated Death Benefits Access Checks Accidental Death And Dismemberment Account Routing and Transit Number Accumulation Accumulation Period Active Management Active Statement Adjustable Rate Mortgages Administrative Charge Affiliate Aggressive Growth Funds Alpha American Depositary Receipts Amortization Annual Fee Annual Gift Tax Exclusion Annual Percentage Rate Annual Report Annually Renewable Term Annuitant Annuitization Annuity Annuity Benefits Annuity Contract Annuity Payment Period Annuity Start Date Applicable Exclusion Amount Application Fee Appraisal Appraisal Fee Appraised Value Appreciation Arbitrage Ask Assignment Attorney Fees Automated Teller Machine Available Credit Average Daily Balance

Annuity A contract between an insurance company and the annuity purchaser. An annuity allows for tax-deferred accumulation of the premium amount during the accumulation phase, and a variety of payout options during the annuitization phase.

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