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Hazard and Flood Insurance
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What do I need to do if I change insurance companies?
Will you escrow my flood insurance?
Do you need a copy of my homeowner's insurance policy?
If you change companies at the time of renewal, you must send us at least a 30-day notice.
If you change companies during mid-term, you must pay the premium and forward a copy of your paid receipt with evidence of your new coverage.
Our mortgage clause is "Wachovia Mortgage, FSB, its successors and/or assigns."
If a flood certification indicates that your house is located in a special flood hazard area and your mortgage loan has an escrow account for your taxes and/or insurance, Wachovia Mortgage, FSB, is required to escrow for and pay your flood insurance.
Once a year, at the time of your renewal, we require that you or your agent send a copy of the Declaration Page of your insurance policy. Your insurance agent should be able to provide you with this document.
Fill out the form below.
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