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Because the cost of college is more than the tuition, books, and fees listed in the course catalog, a smart college plan will include daily expenses, along with the college requirements. We can help you put a financial plan in place that takes your timeline into account—whether you're saving for yourself or for a child.
Look into the current and projected tuition expenses at the schools that interest you. While you may not be able to save all of the money you'll need for these schools, you can often get a good financial foundation in place. This will help you arrive at a savings goal. And remember, with all of the scholarships, grants, work-study programs, and education loans that are available, you shouldn't have to rely on savings alone.
Wachovia understands that preparing for a college education involves obtaining the right information in a timely manner. Wachovia is a source of information on financial aid and education loans.
Don't forget to factor in every day living expenses when creating a budget. These include housing, food, student fees, transportation costs, and an emergency fund. While you may not be able to arrive at an exact figure, having a rough estimate can be a big help.
In the end, the cost of a college education comes down to what school you attend and how long you stay. With the rising number of students getting their advanced degrees, the years and dollars spent in school can easily add up. That's why you need to set a goal and save toward it—and take advantage of the many programs and scholarships that are in place to help students fulfill their dreams
Article: Planning for the Costs of Higher Education
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