Wachovia Guides to Investing at Wachovia Securities

Before you consider an investment, it is important to understand the investment -- and to review your financial situation, investment objectives, risk tolerance, time horizon, diversification and need for liquidity with your Financial Advisor.

Wachovia Securities has developed a series of guides to help you understand various investments available to you. Each guide explains the investment’s basic facts, benefits, risks, and costs, as well as how Wachovia Securities and your Financial Advisor are compensated when you buy the investment.

If you have further questions about the investments and services available at Wachovia Securities, please contact your Financial Advisor.

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Securities and Insurance Products: Not Insured by FDIC or any Federal Government Agency; May Lose Value; Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate Wachovia Securities is the trade name used by two separate, registered broker-dealers and non-bank affiliates of Wachovia Corporation providing certain retail securities brokerage services: Wachovia Securities, LLC, Member NYSE/SIPC, and Wachovia Securities Financial Network, LLC, Member FINRA /SIPC.

Annuity products are offered through Wachovia Insurance Agency, Inc. a non-bank affiliate of Wachovia Corporation, and are underwritten by unaffiliated insurance companies.

Variable annuity products are also offered through Wachovia Securities, LLC, member NYSE/SIPC, a registered broker-dealer and a separate, non-bank affiliate of Wachovia Corporation.

Member FDIC. Only deposit products are FDIC insured.

Wachovia Securities Statement of Financial Condition
Audited - December 31, 2007
Unaudited - June 30, 2007

Guides to Investing at Wachovia Securities

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