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Parents

Once your child is ready for college or graduate school, or even private K-12 school, it’s time to do some serious planning.

Whether you’d like to help cover education costs, or simply learn more about the financial aid process, we’ve got all the tools that you need to help your child succeed.

Once you review this section, you’ll also want to explore our Just For You – Students section to explore the resources and types of financial aid tools that are available to your child.

College Planning Tools

You don’t have to be intimidated by the financial aid process; we’ve developed tools to walk you step by step through the process.

Five Steps to Financial Aid
Let us walk your child through the student loan process.

CollegeReady Magazine
This special Wachovia publication is designed for students and parents who are planning for college. Inside you'll find lots of important information regarding savings plans, scholarships, education loans and credit cards.

FAFSA4caster
This free planning tool offered by the U.S. Department of Education is designed to help students explore their financial aid options.

Financial Aid Tools & Links
A little planning can go a long way toward achieving your financial goals. Begin here to learn more about budgeting, personal spending, checking accounts, credit cards, and financial aid.

Education Tax Benefits
Learn more about the tax savings available from the government.

Education Loans for Parents

Federal loans aren’t just for students. The Federal PLUS Loan (Parent Loan for Undergraduate Students) is designed to help parents cover their dependant child’s education costs.

Alternatively, you may choose to co-sign for your child’s Wachovia Education LoanSM. With an eligible co-borrower, your child can secure the best interest rate and loan terms.

Federal PLUS Loan for Parents (Apply Now)
This low-cost loan can cover 100% of your child’s undergraduate education costs less other student aid received. Eligibility is not affected by household income, so parents at all income levels are welcome to apply.

Wachovia Education LoanSM (Apply Now)
Our private loan can help undergraduates and graduate students cover costs that are beyond the reach of federal aid programs. Students can qualify for our best terms with an eligible co-borrower.

Elementary and Secondary Loan (Apply Now)
The Elementary and Secondary Loan from TERI® can help you finance your child’s private education from kindergarten right up through high school.

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TERI® is a registered mark of The Education Resources Institute.

Private education loans and Federal PLUS Loans subject to credit approval. All federal loans originated by Wachovia Education Finance Inc. Private education loans originated by Wachovia Bank of Delaware, National Association.

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