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Delay Repayment of a Private Student Loan

Getting an education is enriching, but you shouldn't have to be rich to do it. That's why Wachovia offers you ways to delay payment on your private student loan from Wachovia.

Keep in mind that payments are not required while you are enrolled in school.

Extend Your "In-School" Status to Delay Your Payments

Depending on the type of private loan you have, you will be required to begin making payments six to nine months after leaving school or graduating. Your monthly payments may begin after you have left school. If your anticipated graduation date has changed, follow the link below to download the Anticipated Graduation Date Form.

Delay or Reduce Repayment with Forbearance

If are unable to make your full monthly payments, you may be eligible for forbearance. Forbearance can postpone or reduce repayment. To apply, please call your servicer to discuss your options and obtain a Request for Forbearance Form.

Let Us Help

If you need more information, please notify our Customer Service Department at (877) 689-0763, or log in to Access Accounts by clicking "Borrower Login" as it appears in the upper right-corner of this page.

Download a Certificate of Enrollment and Anticipated Graduation Date Form

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Federal education loans originated by Wachovia Education Finance Inc.

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