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Federal Stafford Loan

Quick Facts
No payments while enrolled at least half time
Low 6.8% fixed interest rate
Low 6.0% fixed rate for subsidized undergrad loans
Undergrads can borrow from $5,500 to $12,500 per year
Grad students can borrow up to $20,500 per year
Fast and easy online application

The Federal Stafford Loan is the most popular education loan for undergraduates and graduate students.

Though part of the Federal Family Education Loan program, Stafford Loans are often made available through private lenders like Wachovia.

No credit check is necessary to qualify, and no payments are required until six months after you graduate or drop below half-time enrollment.

Here's why students choose Stafford Loans from Wachovia:

The amount you can borrow under the Stafford Loan program is determined by your year in school, your dependency status, and the amount your family can financially contribute to your education.

In fact, with no limits on family income, most students qualify for this low-interest loan.

Need to Learn More?

Go to the following links to learn more about Stafford Loans.

How much can I borrow?

What are the rates and fees?

When do I have to start making payments?

How can I save money on this loan?

How do I qualify?

Ready to apply?

Use our fast online application or call us toll-free at (877) 689-0763.

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1 This benefit program may be modified or discontinued at any time without notice. Program changes will not affect loans that qualify for the benefit prior to the time of the change. Borrower is responsible for payment of applicable taxes.
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