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Federal Graduate PLUS Loan

Quick Facts
•	Graduate and professional students can receive up to the total cost of education, minus other aid
•	Make no payments while in school
•	Special savings from Wachovia during repayment¹

The Graduate PLUS Loan is an affordable, low-interest loan for graduate and professional students.

Cover the Total Cost of Education

The Graduate PLUS Loan can be used to cover up to 100 percent of your total cost of education, minus other financial aid you’ve been awarded. The total amount can pay for tuition, books, food, housing, transportation, and more.

While you will be required to pass a credit check when you apply, your resulting credit score will not affect your eligibility for the Graduate PLUS Loan. Many students with limited or no credit history can still qualify for the Graduate PLUS Loan.

By choosing us for your Graduate PLUS Loan, you get:

Special savings during repayment from Wachovia¹
The freedom to make no payments while enrolled at least half-time
Fast access to funds, including pre-approval in minutes
No collateral requirements or income limitations
Flexible repayment options

Graduate PLUS vs. Private Loans

[IMAGE: "Grad Loan Advisor Screenshot"] Wondering which loan is right for you? Our Graduate Loan Advisor can help! Just six easy questions can help direct you toward the loan that will work best for you.

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For most students, the Graduate PLUS Loan is a better option than taking out a private education loan. Most private loans come with a variable interest rate that may adjust several times a year with no interest rate cap. These loans can also have a wide range of expensive fees.

The PLUS Loan, on the other hand, offers a competitive fixed rate for the life of the loan, and you will never pay more than 4% in fees.

And with the Graduate PLUS Loan, your income, credit score and current debt level will not affect your eligibility. Even if you have a limited credit history, you may still qualify.

Need to learn more?

Go to the following links to learn more about PLUS Loans for Graduate Students.

How much can I borrow? (Apply Now)

What are the rates and fees? (Apply Now)

When do I have to start making payments? (Apply Now)

How can I save money on this loan? (Apply Now)

How do I qualify? (Apply Now)

Ready to apply?

It only takes a few minutes to apply and most customers pre-qualify in seconds. Use our fast online application or call us toll-free at (877) 689-0763.

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¹ These 2008-09 academic year benefit programs may be modified or discontinued at any time without notice. Program changes will not affect loans that qualify for the benefit prior to the time of the change. Interest rate benefits terminate upon loan default and/or loan transfer to the guarantor or insurer. Auto-debit must be used for regularly scheduled payments of principal and interest to earn 0.25% rate reduction.

PLUS Loans originated by Wachovia Education Finance Inc.

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