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When do I have to start making payments?

With the Graduate PLUS Loan, no payments are required while you are enrolled at least half time. Repayment begins after you graduate, leave school, or drop below half-time enrollment. Your first payment will be due up to 60 days after repayment begins.

Once you begin repayment, you will be able to choose between several repayment options. Graduate PLUS Loans normally have a 10-year repayment period.

Choose one of five repayment plans:

No matter which plan you choose we’ll help you save during the repayment period with our exclusive savings.

Are you having difficulty making payments? We can help.
If you ever have trouble making your loan payments, you may qualify for temporary forbearance. This option can postpone your repayment schedule, but the interest will continue to accrue. See the links below for more details.

Delay Repayment on a PLUS Loan

Deferment and Forbearance Forms

Ready to apply?
It only takes a few minutes to apply and most customers pre-qualify in seconds. Use our fast online application or call us toll-free at (877) 689-0763.

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