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Every house is not the same; neither is every mortgage. Today, there are more options than ever to finance the purchase or refinance a home. Let us help you narrow them down.
To compare mortgage options, choose the products you’re interested in by checking the boxes to the left, then select Compare Products.
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Fixed Rate Pick-a-Payment® Mortgage
Get flexible payment options combined with the stability of a fixed rate with this truly unique loan.1
Pick-a-Payment® Adjustable Rate Mortgage
Take control of your finances with this adjustable rate mortgage. It gives you the flexibility of several monthly payment options.1
Flex-Fit Mortgage
If you'd prefer not to disclose your income or you have a challenging income or credit situation, this may be the right loan for you.
Fixed Rate Mortgages
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The most popular mortgage program for homebuyers, a fixed rate offers a stable monthly principal and interest payment.
Adjustable Rate Mortgages
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An increasingly popular alternative to the fixed rate mortgage, this program may give you a lower, initial monthly payment.
Jumbo Loans
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Check here for various options for mortgages over $417,000 and up to $3.5 million.
100% Financing Mortgage
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Need to keep your out-of-pocket costs low? It may be possible to finance 100% of your home's purchase price or appraised value, whichever is less.
Community Solutions Programs
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Some professions, like teachers and law enforcement officers, do so much for the greater good. We'd like to give a little back with mortgages designed to assist professionals who serve the public.2
Government Loans
The lower down payments and lower interest rates of FHA and VA loans have helped many afford a home.
Community Lending Programs
If you have a modest income or limited savings, these programs can help.2
Construction Mortgages
Special financing can make the building of your own home easier to achieve.
Lot Loans
Look here if you're seeking land-only financing.
Mortgage Comparison Chart
1 Some payment options may result in deferred interest. A prepayment fee may apply.
2 Homeownership education courses may be required for these programs. Income limitations may apply. Please see your Wachovia Mortgage Consultant for details.
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