Wachovia Specialty Mortgages

While home loans traditionally fall into two categories—adjustable rates and fixed rates—many borrower situations are much more complex. That's why, at Wachovia Mortgage, we offer many loan options.

Fixed Rate Pick-a-Payment® Mortgage (Apply Now)

Have the flexibility of choosing from several payment options each month, without the worry of interest rate changes.¹

Pick-a-Payment® Adjustable Rate Mortgage (Apply Now)

Adjustable rate mortgage with added flexibility of several monthly payment options.¹

Flex-Fit Mortgage (Apply Now)

These loans are for those who need more flexible credit guidelines and offer low documentation options for challenging income situations. Choose from fixed or adjustable loans with interest-only options.²

Jumbo Loans (Apply Now)

Check here for various options for mortgages over $417,000 and up to $3.5 million.

100% Financing Mortgage (Apply Now)

Need to keep your out-of-pocket costs low? It may be possible to finance 100% of your home's purchase price or appraised value, whichever is less.³

Lot Loans (Apply Now)

Look here if you're seeking land-only financing.

Construction Mortgages (Apply Now)

Special financing can make the building of your own home easier to achieve.

¹ Some payment options may result in deferred interest. A prepayment fee may apply.

² Program not available in all states. Restrictions apply. Higher rate and/or fees may apply.

³ Financing pertains to the purchase price as stated in the purchase agreement or appraised value, whichever is less. Borrower responsible for all closing costs and escrows.

Mortgage loans are originated by Wachovia Mortgage, FSB, and are subject to credit approval, verification and collateral evaluation. Products are not available in all states. Programs, rates, terms and conditions are subject to change without notice. Certain restrictions apply.

Pick-a-Payment is a registered service mark of Wachovia Corporation.

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Specialty Mortgages

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