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No one likes to wait in line to just deposit a check. With Direct Deposit, you save yourself a trip to the bank by having your paycheck, Social Security benefit, or even interest and dividend payments automatically deposited into your account.
It’s convenient and confidential.
Any check deposited through Direct Deposit is cleared and available to you at the start of the business payday. Funds are immediately available for withdrawal. Plus, your deposit information is confidential. Only you and the source of your deposits know the amounts.
It's simple to set up.
Direct Deposit is simple to set up. All you need is your basic personal information, your Social Security number, the name and address of your employer or payer, and your account number. You’ll also need the transit routing number, which is the first set of numbers at the bottom left on your personal checks.
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