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Checking Comparison Chart



Free Checking (Apply Now)
Features & Benefits

  • Minimum Opening Deposit:
    $100
  • Daily Balance Requirements:
    $0
  • Monthly Service Fee:
    $0
  • Tiered Interest-Earning:
    N/A
  • Non-Wachovia ATMs1:
    $2 per transaction
    Additional Features
  • Free customer service inquiry:
    2 calls per statement cycle
  • Free extra account with no monthly fee:
  • Free/discounted checks:
  • Free money orders, official checks, single signature traveler's checks, domestic incoming wires:
  • Free/discounted safe deposit box:


    Free Student Checking (Apply Now)
    Features & Benefits
  • Minimum Opening Deposit:
    $50
  • Daily Balance Requirements:
    $0
  • Monthly Service Fee:
    $0
  • Tiered Interest-Earning:
    N/A
  • Non-Wachovia ATMs1:
    4 free transactions per statement cycle with College Connection2
    Additional Features
  • Free customer service inquiry:
    2 calls per statement cycle
  • Free extra account with no monthly fee:
    1 savings account
  • Free/discounted checks:
  • Free money orders, official checks, single signature traveler's checks, domestic incoming wires:
  • Free/discounted safe deposit box:


    Access Fifty Checking® (for ages 50+) (Apply Now)
    Features & Benefits
  • Minimum Opening Deposit:
    $100
  • Daily Balance Requirements:
    $0
  • Monthly Service Fee:
    $0
  • Tiered Interest-Earning:
    N/A
  • Non-Wachovia ATMs1:
    $2 per transaction
    Additional Features
  • Free customer service inquiry:
    2 calls per statement cycle
  • Free extra account with no monthly fee:
  • Free/discounted checks:
  • Free money orders, official checks, single signature traveler's checks, domestic incoming wires:
  • Free/discounted safe deposit box:


    Crown Access Banking® (Apply Now)
    Features & Benefits
  • Minimum Opening Deposit:
    $100
  • Daily Balance Requirements:
    $1,500
    in checking
    OR
    $2,500 in checking, savings, and/or money market
    OR
    $5,000
    combined in CDs and/or deposit IRAs
    OR
    $5,000 combined in line of credit (line amount), credit card (line amount), and/or outstanding installment loan balances
  • Monthly Service Fee:
    $15
    if below balance requirement
  • Tiered Interest-Earning:
    N/A
  • Non-Wachovia ATMs1:
    2 free transactions per statement cycle
    Additional Features
  • Free customer service inquiry:
    2 calls per statement cycle
  • Free extra account with no monthly fee:
  • Free/discounted checks:
  • Free money orders, official checks, single signature traveler's checks, domestic incoming wires:
  • Free/discounted safe deposit box:


    Crown BankingSM (Apply Now)
    Features & Benefits
  • Minimum Opening Deposit:
    $100
  • Daily Balance Requirements:
    $4,000
    with Direct Deposit in checking, savings, and/or money market
    OR
    $5,000 in checking, savings, and/or money market
    OR
    $10,000 combined in CDs, deposit IRAs, line of credit (line amount), credit card (line amount), and/or outstanding installment loan balances
  • Monthly Service Fee:
    $20
    if below balance requirement
  • Tiered Interest-Earning:

  • Non-Wachovia ATMs1:
    2 free transactions per statement cycle
    Additional Features
  • Free customer service inquiry:
  • Free extra account with no monthly fee:
    1 savings or money market account
  • Free/discounted checks:
  • Free money orders, official checks, single signature traveler's checks, domestic incoming wires:
  • Free/discounted safe deposit box:


    Crown Classic Banking® (for ages 50+) (Apply Now)
    Features & Benefits
  • Minimum Opening Deposit:
    $100
  • Daily Balance Requirements:
    $1,000
    in checking
    OR
    $1,000 in checking, savings, and/or money market
    OR
    $1,000 in CDs and/or deposit IRAs OR
    $1,000 combined in lines of credit and/or average outstanding installment loan balances
  • Monthly Service Fee:
    $20
    if below balance requirement
  • Tiered Interest-Earning:

  • Non-Wachovia ATMs1:
    2 free transactions per statement cycle
    Additional Features
  • Free customer service inquiry:
  • Free extra account with no monthly fee:
    1 savings or money market account
  • Free/discounted checks:
  • Free money orders, official checks, single signature traveler's checks, domestic incoming wires:
  • Free/discounted safe deposit box:


    Crown Select BankingSM (Apply Now)
    Features & Benefits
  • Minimum Opening Deposit:
    $100
  • Daily Balance Requirements:
    $10,000
    in checking, savings, and/or money market
    OR
    $20,000 in CDs, deposit IRAs, line of credit (line amount), credit card (line amount), and/or outstanding installment loan balances
  • Monthly Service Fee:
    $25
    if below balance requirement
  • Tiered Interest-Earning:
    For rates call
    800-WACHOVIA (922-4684)
  • Non-Wachovia ATMs1:
    2 free transactions per statement cycle
    Additional Features
  • Free customer service inquiry:
  • Free extra account with no monthly fee:
    1 savings or money market account
  • Free/discounted checks:
  • Free money orders, official checks, single signature traveler's checks, domestic incoming wires:
  • Free/discounted safe deposit box:

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    Let us help you Switch to Wachovia. We've created a step-by-step checklist to help you easily move your account to Wachovia.

    1 When you make a financial transaction or balance inquiry at an ATM not owned by Wachovia, we may charge you a fee and you may be charged a fee by the ATM owner or operator.

    2 Link account to parent's Wachovia checking account and get four withdrawals, four inquiries, and four transfers at no charge.

    3 Normal bank fees may apply to linked accounts.

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    800-WACHOVIA
    (800) 922-4684
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