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PERSONAL FINANCE FAQS

We can help you find what you’re looking for. The links below will guide you to the best ways to contact us, help you find the product or service information you need, answer questions you may have about Wachovia, and more.

Home Equity

What if I have had some credit issues in the past?

Is there any cost to apply online?

What do you do with my information? Is it secure?

What if I have had some credit issues in the past?
Credit is one of several factors we consider in evaluating your loan application. Even if you have less-than-perfect credit, we may have a loan program that's right for you.
Is there any cost to apply online?
If you are our customer, there is no cost to apply online.
What do you do with my information? Is it secure?

We put a priority on safeguarding your information.  See our Privacy Statement and Security Statement for details.

All loans and lines of credit are subject to credit approval, acceptable collateral and available equity, and are originated by Wachovia Bank, National Association, Wachovia Mortgage, FSB, Wachovia Financial Services, Inc.,or Wachovia Bank of Delaware, National Association. Products are not available in all states and are subject to change without notice. Certain restrictions apply.

Banking and financial services offered by Wachovia Bank, National Association and its affiliates. See specific product pages for details.

Equal Credit Opportunity

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