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PERSONAL FINANCE FAQSWe can help you find what you’re looking for. The links below will guide you to the best ways to contact us, help you find the product or service information you need, answer questions you may have about Wachovia, and more. Checking What is the minimum amount required to open a checking account? Do any of your accounts not require a minimum balance? Do you have an account designed specifically for students? Do you have an account designed specifically for seniors? Do any of your accounts include a free Check Card? Do any of your accounts include BillPay with no monthly service fee? Do you have a traditional, basic checking account? Which accounts include unlimited check writing? Do you offer account statements in Spanish? Do you have an account for people who travel? How can I find my ABA routing number? How do I switch my account to Wachovia? Our Free Student Checking account can be opened with $50. All other accounts can be opened with a minimum of $100.
Yes. Free Checking, Free Student Checking, and Access Fifty Checking have no minimum balance requirement.
Free Student Checking was designed and created for college and graduate students.
We have two great options: Access Fifty Checking and Crown Classic Banking.
Yes, all of our checking accounts include a Check Card with no monthly service fee and free rewards.
All of our accounts include free Online Banking and BillPay.
Free Checking is a great option if you're looking for a "traditional" checking account.
All of our accounts include unlimited check writing.
Yes. You have the option to receive your personal checking and savings statements in Spanish. To request this service, stop by your local Financial Center or call us at 800-WACHOVIA (800-922-4684), our bilingual representatives are available 24 hours a day, seven days a week. You may want to consider one of our Crown Banking packages. Each account includes two no-fee ATM withdrawals at non-Wachovia ATMs.* *When using an ATM not owned by us, you may be charged a fee by the ATM owner and operator. Look at the bottom left corner of your checks. If you have a Personal account the first sequence of numbers, usually a nine-digit number, is your ABA (American Bankers Association) routing number. If you have a Business account the ABA number will follow the six-digit check number at the bottom of the check. The ABA number is also known as a Routing and Transit Number, RTN, or bank number. It was established by the American Bankers Association to identify the accountholder’s bank—for example, Wachovia—when processing checks or depositing money to an account. Yes, as an Online Banking customer you can order checks online if you have placed an order in the last 24 months. After logging into Online Banking, you will view the My Accounts page. On the right side of the page you will see Order Checks under the Customer Service menu. Click on Order Checks and follow the instructions given. Charges for check orders are based on the type of account you have. If you have questions, please call 800-WACHOVIA (800-922-4684), 24 hours a day, seven days a week. Note: If you are viewing the Customer Service page in Online Banking, you may click on Order Checks under Account Services. Thanks for choosing Wachovia. And now it’s easier to switch to Wachovia with the Wachovia Switch Kit. It’s the easy way to change your checking account.
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