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FAMILY MATTERS

When your family situation changes, it's often a good time to think how that change will impact your finances. For couples getting married, it's an excellent idea to discuss each partner's view about money. For potential caretakers of an aging parent or parent-in-law, planning (financially and otherwise) for this possibility should be on your list of things to do. If the unexpected occurs, such as a separation or a divorce, you'll have additional fiscal matters to consider and complete.

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Securities and Insurance Products: Not Insured by FDIC or any Federal Government Agency; May Lose Value; Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate

Wachovia Securities is the trade name used by two separate, registered broker-dealers and non-bank affiliates of Wachovia Corporation providing certain retail securities brokerage services: Wachovia Securities, LLC, Member NYSE/SIPC, and Wachovia Securities Financial Network, LLC, Member FINRA /SIPC.

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Only deposit products are FDIC-insured.

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