WHAT KIND OF INSURANCE WILL I NEED?

Your new home is an investment and like any investment, you want to protect it. Insurance is a vital component in your home buying process. Not only will you want to carry insurance, but your lender will want you to as well. Knowing what coverage to include can be tricky, but we can help.

• Title Insurance
  Title insurance is insurance you pay as a one-time fee at closing. This insurance protects the lender in the event that the conveyance of title to the property comes into question. The coverage includes both the mortgage amount and sale price of the home.
• Homeowner’s Insurance
  Homeowner's insurance provides fire, theft, and liability coverage for the home. Most lenders require that one year’s worth of coverage be in place at the time of closing and that insurance be in place for the life of the loan.
• Flood Insurance
  You may need to get special flood insurance if the home is located in a designated flood zone. Your lender will let you know if coverage is required.

 Wachovia Insurance Products

Financing your home requires thought, research and planning. We offer several calculators that can help you determine which type of mortgage may be right for you. By using these calculators, you can research payment amount, mortgage programs, affordability and more.

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Member FDIC

Only deposit products are FDIC-insured.

All products contained within this Web site may not be offered at a Wachovia branch.

Mortgage loans not available in all states.



Insurance and annuity products are offered through non-bank insurance agency affiliates of Wachovia Corporation and are underwritten by unaffiliated insurance companies.

Insurance and Annuity products are also offered through Professional Direct Agency, Inc. (may be licensed in some states as Jim Palmer, CA license #0C76773.)

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