PROTECT YOUR ASSETS

The risks you face personally are multiplied if you are a business owner. Here is a brief overview of the major insurance packages designed to offer protection against business risk.

• Workers Compensation insurance helps protect your business from the potentially costly consequences of on-the-job injuries and job-related illnesses.
• General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
• Umbrella Liability insurance provides extra liability coverage for your business auto and for general liability insurance. Once the limits on an underlying policy are exhausted, the umbrella comes into play to cover extraordinary losses.
• Employee Benefits insurance, like group medical, group dental, and group life, protects the most important resource of your business—your employees, and can be one of your most valuable recruiting tools.
• Life insurance can be a key component of your estate plan, helping to provide the cash to pay estate taxes and other settlement costs.

Without adequate insurance protection, your retirement plan may end up at risk. Working with an insurance agent you can design a plan that fits the particular risk profile of your business.

Wachovia Securities is the trade name used by two separate, registered broker-dealers and non-bank affiliates of Wachovia Corporation providing certain retail securities brokerage services: Wachovia Securities, LLC, Member NYSE/SIPC, and Wachovia Securities Financial Network, LLC, Member FINRA /SIPC.

The information provided in this Web site is not intended to be nor should it be construed as tax or legal advice. As with any tax planning matter or strategy, please consult with your attorney and/or tax advisor.

Insurance products are available through insurance subsidiaries of Wachovia Corporation and underwritten by non-affiliated Insurance Companies. Not available in all states.

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