STEP 5: CONSIDER OTHER SOURCES OF AID

Normally, your financial aid package and your Expected Family Contribution will not completely cover your cost of attendance.

Even with a Federal Stafford Loan, it’s likely that you’ll have additional expenses. At Wachovia, we offer a complete range of loan options that can cover 100 percent of your education costs.

Federal Stafford Loan for Students  (Learn More)
With this popular loan for undergraduate and graduate students, no credit check is required and no payments are required until 6 months after you leave school.

Federal PLUS Loan for Parents  (Learn More)
With this low-cost loan, parents can cover up to 100 percent of your education costs minus the other aid you’ve received. There are no income or asset restrictions, so parents at all income levels are welcome to apply.

Federal PLUS Loan for Graduate Students  (Learn More) 
This federal loan allows graduate and professional students to cover up to 100 percent of their own education costs minus the other aid received.

Wachovia Education Loan^SM  (Learn More)
With our private loan, qualifying undergraduates and graduate students can receive up to the total cost of attendance, less other aid received. You can apply alone or with a co-borrower and funds can be used to cover past-due balances.

When accepting education loans, remember to take full advantage of low-cost federal loans before considering a private loan.

Quick Tips

• A Federal Stafford Loan may not cover all of your financing needs.
• We offer federal loans for parents and private loans to cover additional costs.
• Make full use of federal loans before you apply for a private loan. 

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