FEDERAL PARENT PLUS LOAN

The Federal Parent PLUS Loan is an affordable, low-interest loan designed for parents of undergraduate students.

Cover the Total Cost of Education

The Parent PLUS Loan can be used to cover up to 100 percent of your child's total cost of education, minus other financial aid awarded to the student. This total amount can include tuition, books, food, housing, transportation, and more.

Though eligibility for the Parent PLUS Loan is not based on household income, assets or financial need, having your student fill out the Free Application for Federal Student Aid is encouraged and may be requested by your child’s school.

By choosing us for your Parent PLUS Loan, you get:

• Special savings during repayment from Wachovia¹
• Credit counselors to assist with adverse credit issues during the application process
• Fast access to funds, including pre-approval in minutes
• No collateral requirements or income limitations
• Option to make no payments until six months after the student leaves school²
• Flexible repayment options

Have concerns about your credit? Don't worry.

Our Parent PLUS credit counselors are trained to assist with credit issues and help you get a loan fast.

Need to Learn More?

Go to the following links to learn more about Parent PLUS Loans.

How much can I borrow?

What are the rates and fees?

When do I have to start making payments?

How can I save money on this loan?

How do I qualify?

Ready to apply?

Use our fast online application or call us toll-free at (877) 689-0763.

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