HOW DO I QUALIFY?

Eligibility for the Graduate PLUS Loan is not based on household income, assets, or financial need, so students at all income levels are welcome to apply.

To qualify, you must:

• Be a graduate or professional student attending an eligible school
• Be able to pass a credit check
• Complete the Free Application for Federal Student Aid (FAFSA)
• Have applied for the maximum annual amount available to you under the Federal Stafford Loan program
  

Credit Check
A credit check is required as part of our application process, but many students with limited or no credit history can qualify for this loan. And should you have any credit issues, our credit counselors can help.

FAFSA
The financial aid process begins with the Free Application for Federal Student Aid (FAFSA). The FAFSA is a federal form used to determine how much you will need to contribute to your education, and how much financial aid you can receive in grants, federal loans, and other programs.

For fast processing, we recommend that you complete the FAFSA Form online.

Stafford Loan
Before you can receive a Graduate PLUS Loan, be sure you’ve taken full advantage of other available federal aid programs including the Federal Stafford Loan. Wachovia Stafford customers can save up to 9.46% of their original loan amount with our zero origination fee and Triple Payback savings during repayment.¹

Ready to apply?
Use our fast online application or call us toll-free at (877) 689-0763.

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