TEXAS PRIME EQUITY LINE OF CREDIT FIXED RATE OPTION

Predictability can be a nice thing—especially if you’ve used a Prime Equity Line of Credit to purchase a car or when interest rates are rising.

Get Control Over Your Rate and Payment with a Fixed Rate Option
Fix your Prime Equity Line rate. All you need is an outstanding Prime Equity Line balance of $5,000 or more. Then, you can convert all or a portion of the outstanding balance of your variable-rate line of credit to a fully amortizing repayment plan with a fixed-rate.

• No application required
• No fees
• One monthly statement
• Possible tax deduction*

As you pay down the fixed-rate balance, your revolving line of credit  is replenished for future use (at the current variable rate.) This Fixed Rate Option is available in AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, IL, KS, MD, MS, NH, NC, NJ, NV, NY, OK, PA, SC, TN, TX, VT, VA, and WI.

Find Out More
To learn more about locking in a part or all of your Prime Equity Line of Credit, call us at (800) 249-3869, 8:00am to 9:30pm ET, Monday through Friday.

The links below can also help you make a more informed decision and show you how the application process works.

Texas Home Equity Comparison Chart
How To Use The Equity In Your Home
Understanding The Application Process

All loans and lines of credit are subject to credit approval, verification, and collateral evaluation. Initial decision is subject to your meeting specific underwriting requirements and final approval will be based upon your satisfying those requirements. Loans originated by Wachovia Bank, National Association. Products not available in all states and are subject to change without notice.

Apply Now
All Application Forms

Related Links

•Loan Amount Estimator
•Loan Payment Calculator

Personal Finance Customer Service