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ADJUSTABLE RATE MORTGAGES

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Adjustable Rate Mortgages can offer lower initial monthly  payments. If you expect a rise in income over the life of the loan or you plan on moving in the next few years, an Adjustable Rate Mortgages (ARMs) may be right for you.

Plus, save up to $500 or more when you apply online now.1

Have questions?

Chat with a Mortgage Counselor Chat Online with a Mortgage Specialist 8:00am - 10:00pm ET Monday - Thursday,  8:00am - 6:00pm ET Friday,  9:00am - 6:00pm ET Saturday

Adjustable Rate Mortgages  (Apply Now)
Get the most home for the lowest possible initial payment.

Pick-a-Payment® Adjustable Rate Mortgage   (Get Started)
Adjustable rate mortgage with added flexibility of several monthly payment options.2
Flex-Fit Mortgage   (Get Started)
These loans are for those who need more flexible credit guidelines and offer low documentation options for challenging income situations.3
Jumbo Loan   (Apply Now)
Check here for various options for mortgages over $417,000 and up to $2 million.
Government Mortgages   (Get Started)
The lower down payments and lower interest rates of FHA and VA loans have helped many afford a home.

1 The origination fee on the site reflects the ¼ discount on the standard origination fee. The standard origination fee is 1% of the mortgage amount or $2,000 on a $200,000 mortgage. This is a savings of $500. The discounted origination fee available through this offer is .75% of the mortgage amount or $1,500 on a $200,000 mortgage. This offer is limited to one discounted origination fee per loan and can only be redeemed by applying online at the link above or by calling (800) 922-6267. No cash will be provided. This offer is only valid on actual loans closed and will not be credited if the loan is denied or withdrawn. This offer is not valid with any other Wachovia Mortgage offer. Offer is only valid for a limited time and is subject to change without notice. Other restrictions apply.

2Payment choices are available for up to 10 years and may result in deferred interest. A prepayment fee may apply.

3 Products are not available in all states. Restrictions apply. Higher rate and/or fees may apply. Pick-a-Payment is a registered service mark of Wachovia Corporation.

Mortgage loans are originated by Wachovia Mortgage, FSB, and are subject to credit approval, verification and collateral evaluation. Products are not available in all states. Programs, rates, terms and conditions are subject to change without notice. A prepayment fee may apply. Certain restrictions apply.

Pick-a-Payment is a registered service mark of Wachovia Corporation.

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