Get More House For Your Money With Wachovia's Fixed Rate Mortgages

If you're looking for more options than a traditional mortgage offers, you don't have to sacrifice the stability and predictability of a fixed rate.

Fixed Rate Pick-a-Payment® Mortgage (Get Started)

Have the flexibility of choosing from several payment choices each month, without the worry of interest rate changes.¹

Flex-Fit Mortgage (Get Started)

These loans are for those who need more flexible credit guidelines and offer low documentation options for challenging income situations.² Choose from fixed or adjustable loans with interest-only options.

Jumbo Loan (Apply Now)

Check here for various options for mortgages over $417,000 and up to $2 million.

100% Financing Mortgage (Apply Now)

Need to keep your out-of-pocket costs low? It may be possible to maximize your financing.³

Lot Loans (Get Started)

Look here if you're seeking to finance unimproved land.

Community Solutions Programs (Apply Now)

Some professions, like teachers and law enforcement officers, do so much for the greater good. We'd like to give a little back by offering mortgages designed to assist professionals who serve the public.⁴

Community Lending Programs (Get Started)

If you have a modest income or limited savings, these programs can help.⁴

Government Mortgages (Get Started)

FHA and VA loans have helped many afford a new home.

¹ Payment choices are available for up to 10 years and may result in deferred interest. A prepayment fee may apply.

² Products are not available in all states. Restrictions apply. Higher rate and/or fees may apply.

³ Financing pertains to the purchase price as stated in the purchase agreement or appraised value, whichever is less. Borrower responsible for all closing costs and escrows.

⁴ Homeownership education courses may be required for these programs. Income limitations may apply. Please contact us for details.

Pick-a-Payment is a registered service mark of Wachovia Corporation.

Mortgage loans are originated by Wachovia Mortgage, FSB, and are subject to credit approval, verification and collateral evaluation. Products are not available in all states. Programs, rates, terms and conditions are subject to change without notice. Certain restrictions apply.

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FIXED RATE MORTGAGES