HOW CAN I SAVE TIME WITH BILLS?

Since 80% of the time it's the woman in the household who pays the bills and balances the checkbook, here are some ideas to get organized and remove clutter surrounding your bills. Learn how you can save time, save postage, and eliminate unnecessary late fees.

Get organized.

• Open your mail as it comes in and start a filing system that works for you.
• Pay bills once a week. If you're not ready to mail them, write the date they need to go on the outer envelope. Avoiding procrastination helps to prevent late fees and interest charges.
• Try paying bills online. You can conveniently schedule one-time or recurring payments, and you'll save time and money on stamps and trips to post office.
• Use your debit or credit card to track expenses. It's easy to forget cash purchases.
• Use a money management program like Quicken^®, Microsoft^® Money, or QuickBooks^®  to handle your household accounting. You can download your banking and credit card statements directly into your program and track expenses.

Consider Wachovia solutions.

Consider opening a Wachovia Securities Command Asset Program, which integrates all your investment and banking needs into a single, easy-to-manage relationship, allowing you to benefit from the combined strength and resources of the nation's fifth largest brokerage firm and fourth largest financial institution. With free Online Banking and BillPay, Command Asset Program can make paying and tracking bills a breeze.

Wachovia Securities Command Asset Program

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