WHAT ACCOUNTS WILL BENEFIT ME THE MOST?

Your investment portfolio is typically comprised of individual investment accounts that work collectively to reach your financial goals.  Will you need to have access to the funds readily available? Do you want to build assets, save for retirement, or fund a child’s education? Because your investment needs may vary, you’ll need to look at having an account for each purpose.

Asset Management Accounts

Your life may be complex, but managing your assets and your money doesn’t have to be. With an asset management account you can take advantage of an array of money-saving and time-saving products and services. The Command Asset Program integrates all your investment and banking needs into a single easy-to-manage relationship.

Wachovia Securities Asset Management Accounts

Brokerage Account

A standard brokerage account is a basic brokerage account that lets you take advantage of a professional Financial Advisor to help you develop a customized investment plan.  Or, you may prefer to make your own investing decisions and open a standard brokerage account through Wachovia Securities Direct.

There’s no minimum balance requirement, and you’ll receive a monthly statement that includes portfolio, income, and activity summaries, as well as a detailed section showing specific investment holdings and your transaction history.

Wachovia Securities Brokerage Account

Wachovia Securities: Invest with an Advisor

Individual Retirement Accounts (IRAs)

IRAs are one of the simplest and best ways to save for retirement because they offer tax-free earnings¹ (in a Roth IRA) or tax-deductible contributions² (in a traditional IRA). And recently, The Economic Growth and Tax Relief Reconciliation Act (EGTRRA) of 2001 expanded their value for many people by adding greater flexibility and higher contribution limits.

With a Wachovia IRA, you can choose from a wide array of services and investment choices so you can create the IRA that best suits you.

Wachovia Securities IRA Products

CollegeSense^® 529 Higher Education Savings Plan

No matter when you decide to start saving for a child’s education, we can help you save for the costs of college. With our 529 plan, the CollegeSense Plan, you can jumpstart your plan through a variety of investment and contribution options. The plan offers tax-deferred growth, and flexible assistance from a host of leading investment firms, like Evergreen Investments.

CollegeSense^® 529 Higher Education Savings Plan

Evergreen Investments

Email This Page     Printer Friendly Version

Wachovia Securities is the trade name used by two separate, registered broker-dealers and non-bank affiliates of Wachovia Corporation providing certain retail securities brokerage services: Wachovia Securities, LLC, Member NYSE/SIPC, and Wachovia Securities Financial Network, LLC, Member FINRA /SIPC.

The CollegeSense 529 Higher Education Savings Plan is an IRC Section 529 college savings plan available to all U.S. residents and is sponsored by the Education Trust Board of New Mexico. Evergreen Investment Services, Inc., and Evergreen Investment Management Company, LLC are the program managers of the CollegeSense plan. CollegeSense and securities are distributed by Evergreen Investment Services, Inc. and NYLIFE Distributors LLC. Some states offer favorable tax treatment or other benefits to their residents only if they invest in their state's own 529 plan. Non-residents of New Mexico should consider whether their state offers its residents a 529 plan with alternative tax advantage or other benefits.

CollegeSense is a registered mark of Evergreen Investment Services, Inc. Evergreen Investment Management Company, LLC is a subsidiary of Wachovia Corporation and a separate affiliate of Wachovia Securities.

Evergreen Investment Management Company, LLC is a subsidiary of Wachovia Corporation and a separate affiliate of Wachovia Securities, LLC. Wachovia Securities, LLC is owned indirectly through subsidiaries, 38% by Prudential Financial, Inc. and 62% by Wachovia Corporation.

Only deposit products are FDIC-insured.

Periodic investment plans do not assure a profit and do not protect against loss in declining markets. Since such a plan involves continuous investment in securities, investors should consider their financial ability to continue purchases through periods of low price levels.

Member FDIC