PROTECT YOUR ASSETS
The risks you face personally are multiplied if you are a business owner. Here is a brief overview of the major insurance packages designed to offer protection against business risk.
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Workers Compensation insurance helps protect your business from the potentially costly consequences of on-the-job injuries and job-related illnesses.
- General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
- Umbrella Liability insurance provides extra liability coverage for your business auto and for general liability insurance. Once the limits on an underlying policy are exhausted, the umbrella comes into play to cover extraordinary losses.
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Employee Benefits insurance, like group medical, group dental, and group life, protects the most important resource of your business—your employees, and can be one of your most valuable recruiting tools.
- Life insurance can be a key component of your estate plan, helping to provide the cash to pay estate taxes and other settlement costs.
Without adequate insurance protection, your retirement plan may end up at risk. Working with an insurance agent you can design a plan that fits the particular risk profile of your business.