RECREATIONAL VEHICLE INSURANCE COMPARISON CHART

	Motorcycle	Watercraft	Motor Home /Travel Trailer
General Description	Coverage for liability and personal injury resulting from an accident involving your vehicle	Coverage for liability and personal injury resulting from loss and/or damage due to an accident. Coverage is also extended to damage caused by fire, collision, storms, theft, or explosions	Provides coverage for personal belongings, attached items such as awnings and antennas, and expenses due to vacation interruption
Additional vehicle types	1. ATV’s 2. Snowmobiles 3. Scooters 4. Mopeds 5. Dirtbikes	1. Pleasure boats 16’-25' 11” 2. Pleasure boats 26’ and greater (cabin cruiser, sailboat) 3. Personal watercraft (jet skis) 4. Non-powered boats (canoes) 5. Commercial boats (ferries)	1. Motor Home 2. Travel Trailer 3. Mini-Motor home (typically built upon truck chassis) 4. Conversion van 5. Truck campers 6. Collapsible camper
Coverage Considerations	1. Trailer to transport the vehicle	1. Outboard motor for the boat 2. Trailer to transport the watercraft	1. Agreed value 2. Total loss replacement 3. Replacement of personal property 4. Attached accessories 5. Vacation interruption 6. Unlimited towing
Types of Coverages	1. Liability only 2. Excess Liability 3. Packages (may include liability, collision and comprehensive)	1. Outboard motor and boat owners 2. Boat owners or watercraft package 3. Personal yacht	1. Liability 2. Personal property

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All products contained within this Web site may not be offered at a Wachovia branch.

Securities and Insurance Products: Not Insured by FDIC or any Federal Government Agency; May Lose Value; Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate

Insurance and Annuity products are offered through Professional Direct Agency, Inc. (may be licensed in some states as Jim Palmer, CA license #0C76773.)