APPLICATIONS/PROMISSORY NOTES

To receive an education loan, you will need to complete and sign an application and promissory note.

A promissory note is a contract between a borrower and a lender. This important document lists the terms and conditions under which the borrower promises to repay the loan.

Your promissory note can be completed and signed when you apply online, or you may use a paper promissory note.

To download an application and promissory note, simply follow the links below. Fill out the document in its entirety and make sure that Wachovia Education Finance is identified as your lender.

Choose an application:
Federal Stafford Loan*
Federal PLUS Loan for Parents*
Federal PLUS Loan for Graduate Students
Wachovia Education Loan^SM
Federal Consolidation Loan

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^* Please note: If you are a returning Wachovia Education Finance borrower, it may not be necessary to fill out another application for additional Stafford or PLUS funds. Check with your school's financial aid office or call (877) 689-0763 for more details.