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HOW MUCH CAN I BORROW?


With the Zero-Fee Wachovia Education LoanSM, you don't have to let the cost of higher education get in your way.

Receive as Much as You Need

Students who qualify can receive up to the total cost of education (including tuition and living expenses), minus any other financial aid received.1

It's important to carefully consider the amount of money you'll need to attend the school of your choice. While you may qualify for more money, it doesn't necessarily mean that you should accept the larger amount. Remember that sensible borrowing now will result in affordable payments later on.

Covering Past-Due Balances

If you have an outstanding balance with your school, we also make it easy to pay for past semesters. To cover a past-due bill:

  • Current enrollment not required
  • Past-due balances cannot be more than 36 months past due
  • Your loan amount cannot exceed your past-due balance

Ready to apply?

Use our fast online application or call us toll-free at (877) 689-0763.



1 The minimum loan amount for all borrowers is $500. Some students may receive an annual limit for private borrowing only (excludes federal loans) between $20,000 and $65,000 or an aggregate limit of 120,000 to 225,000 dependent on their credit standing and field of study.

Private education loans originated by Wachovia Bank of Delaware, N.A.

Equal Credit Opportunity Lender

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