SPECIAL SAVINGS FOR PENNSYLVANIA

Our KeystoneBEST^TM Federal Stafford Loan comes with incredible savings for Pennsylvania residents and students who are attending school in Pennsylvania.*

Zero Up-Front Fees

Two up-front fees are normally deducted from Stafford Loans: a 1.5 percent fee for the Department of Education and a 1 percent federal default fee. With KeystoneBEST, these fees are not deducted and you immediately save 2.5 percent of your original loan amount.

Repayment Rewards

You’ll receive a 0.25 percent interest rate reduction when you sign up to make auto debit payments.

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Use our fast online application or call us toll-free at (877) 689-0763.

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^* KeystoneBEST loans are guaranteed by Pennsylvania Higher Education Assistance Agency. These benefits cannot be combined with other Wachovia repayment incentive programs. The benefit program described on this page applies to loans with an initial disbursement date of 11/1/2007 or later. This benefit program may be modified or discontinued at any time without notice. Program changes will not affect loans that qualify for the benefit prior to the time of the change. Earned benefits terminate upon loan default and/or loan transfer to the guarantor or insurer.

Stafford Loans originated by Wachovia Education Finance Inc.

Equal Credit Opportunity Lender