LAW STUDENTS

Navigating law school can test the limits of just about any student. Luckily, you don't have to let financing limit your dreams and aspirations. We can help.

Federal Loans: Use these low-cost options first

Federal loans should be the first choice for all law students seeking financial aid. These loans come with low fixed rates, generous borrowing limits, and exclusive savings from Wachovia.

Federal Stafford Loan (Apply Now)

This low-cost loan is the first choice for most law students. Take advantage of a fixed interest rate and make no payment until six months after school.

Federal Graduate PLUS Loan (Apply Now)

With a fixed interest rate of 8.50%, this loan is a great way to cover any outstanding costs related to your law degree program.

Private Loans: Easily cover your remaining expenses

Our private loans are designed to cover expenses not met by other sources of aid. Be sure to take full advantage of your federal loan options before considering a private loan.

Wachovia Law Loan (Apply Now)

With no fees¹ and rates as low as the Prime Rate minus 0.50% for qualifying customers,² generous borrowing limits, and flexible repayment options, this private loan can cover all costs not met by other aid programs including past-due balances.

Wachovia Bar Loan (Apply Now)

Wachovia can help you cover your expenses while you study for the bar exam. Law students are welcome to apply at any time during the 12 months before or after graduation.

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¹ No origination or disbursement fees, or fees upon entering repayment.

² The variable interest rate is based on the Prime Rate published in “Consumer Rates and Returns to Investor” section of The Wall Street Journal on the twenty-fifth (25th) calendar day of the month immediately preceding each monthly adjustment date, less a margin of 0.50% for qualifying borrowers. For example, the Variable Rate for the month beginning January 1st will be determined by the applicable Prime Rate published on the preceding December 25th. The interest rate is reduced an additional 0.50% when scheduled payments of principal and interest are made using auto debit. With this rate reduction, qualified borrowers receive prime minus 1%. Follow this link to review the Annual Percentage Rate (APR) and other loan terms. The auto debit benefit program may be modified or discontinued at any time without notice. Interest rate reduction terminates upon failure to make auto debit payments or loan default and/or loan transfer to the guarantor or insurer. Visit wachovia.com/studentsavings for complete benefit program details and eligibility requirements.

Federal education loans originated by Wachovia Education Finance Inc. Private education loans originated by Wachovia Bank of Delaware, N.A.

Equal Credit Opportunity Lenders