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WACHOVIA GRADUATE LOAN


If you need additional funds to bridge the gap between federal programs and the actual cost of college, the Wachovia Graduate Loan can provide you with enough money to complete your entire graduate education.

Keep in mind that private loans may reduce your eligibility for federal aid programs. So be sure to maximize your federal loan options before applying for this private loan.

Great Benefits:

  • Use funds to cover 100% of your education costs
  • Get the money you need quickly
  • Qualify without a co-borrower even if you are unemployed
  • Pay zero loan fees1
  • Receive a competitive interest rate based on credit approval
  • Reduce your interest rate by 0.50% when you make auto debit payments2
  • Cover past-due education debts up to 3 years old
  • Make no payments until six months after you leave school
  • Choose a repayment plan that works for your budget
  • Use our fast online application for an instant credit decision

Need to Learn More?

Go to the following links to learn more about the Wachovia Graduate Loan.

How much can I borrow?

What are the rates and fees?

When do I have to start making payments?

How can I save money on this loan?

How do I qualify?

Ready to apply?

Use our fast online application or call us toll-free at (877) 689-0763.


1 No origination or disbursement fees, or fees upon entering repayment.

2 Benefit applies when regularly scheduled payments of principal and interest are made via auto debit. This benefit program may be modified or discontinued at any time without notice. Program changes will not affect loans that qualify for the benefit prior to the time of the change. Earned interest rate benefits terminate if you do not stay in the auto debit plan, if you include this loan in a consolidation loan, or upon loan default and/or loan transfer to the guarantor or insurer. Follow this link to review complete program details.

Federal education loans originated by Wachovia Education Finance Inc.

Equal Credit Opportunity Lender

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