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OVERDRAFT PROTECTION


No matter how careful you are with your finances, sometimes mistakes happen. You thought the check had already cleared, your deposit didn’t go in when you thought—we’ve all been there. Protect yourself from the inconvenience of an overdrawn account and insufficient funds fees by linking your checking account to another Wachovia deposit or credit account.

Source of Overdraft Protection FundsFee for funds transfers to cover overdraftsAdditional Information
Another Wachovia checking, savings or money market account$10 charged to the overdrawn checking accountNo charge for Crown Banking, Crown Select, and Crown Classic Banking customers
Wachovia Line of Credit$10 charged to the overdrawn checking accountNo charge for Crown Banking, Crown Select, and Crown Classic Banking customers
Wachovia Credit Card$5 charged to the overdrawn checking accountTransferred amount will be treated as cash advance. For Crown Banking, Crown Select, and Crown Classic Banking customers, there is no charge to the overdrawn checking account


Member FDIC

Only deposit products are FDIC-insured.

Equal Credit Opportunity Lender

Subject to approval.

Contact Us
Overdraft Protection
800-WACHOVIA
(800) 922-4684
Telephone Banking Help
24 hours a day
7 days a week
Email Online Services
Mailing Address