CHECKING COMPARISON CHART

Features and Benefits Free Checking Free Student Checking Access Fifty Checking® (for ages 50+) Crown Access Banking® Crown BankingSM Crown Classic Banking® (for ages 50+) Crown Select BankingSM Features & Benefits Minimum Opening Deposit $100 $50 $100 $100 $100 $100 $100 Daily Balance Requirements $0 $0 $0 $1,500 in checking OR $2,500 in checking, savings, and/or money market OR $5,000 combined in CDs and/or deposit IRAs OR $5,000 combined in line of credit (line amount), credit card (line amount), and/or outstanding installment loan balances $4,000 with Direct Deposit in checking, savings, and/or money market OR $5,000 in checking, savings, and/or money market OR $10,000 combined in CDs, deposit IRAs, line of credit (line amount), credit card (line amount), and/or outstanding installment loan balances $1,000 in checking OR $1,000 in checking, savings, and/or money market OR $1,000 in CDs and/or deposit IRAs OR $1,000 combined in lines of credit and/or average outstanding installment loan balances $10,000 in checking, savings, and/or money market OR $20,000 in CDs, deposit IRAs, line of credit (line amount), credit card (line amount), and/or outstanding installment loan balances Monthly Service Fee $0 $0 $0 $15 if below balance requirement $20 if below balance requirement $20 if below balance requirement $25 if below balance requirement Tiered Interest-Earning N/A N/A N/A N/A For rates call 800-WACHOVIA (922-4684) Non-Wachovia ATMs1 $2 per transaction 4 free transactions per statement cycle with College Connection2 $2 per transaction 2 free transactions per statement cycle 2 free transactions per statement cycle 2 free transactions per statement cycle 2 free transactions per statement cycle Additional Features Free customer service inquiry 2 calls per statement cycle 2 calls per statement cycle 2 calls per statement cycle 2 calls per statement cycle Free extra account with no monthly fee 1 savings account 1 savings or money market account 1 savings or money market account 1 savings or money market account Free/discounted checks Free money orders, official checks, single signature traveler's checks, domestic incoming wires Free/discounted safe deposit box Benefits of All Accounts: Free Check Card with free Wachovia Possibilities RewardsSM Free automated telephone service Free Direct Deposit Unlimited check writing and teller transactions at financial centers Account Security and Protection Online Banking with BillPay, Balance Alerts, and Online Statements Free notary services Features and Benefits Free Checking Free Student Checking Access Fifty Checking® (for ages 50+) Crown Access Banking® Crown BankingSM Crown Classic Banking® (for ages 50+) Crown Select BankingSM

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