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RISK CALCULATOR - WHAT'S YOUR SLEEP FACTOR?



Instructions: Here are a series of statements designed to help you decide how you feel about investment risk. Which one sounds more like you, the one on the left or the one on the right? Or, are you somewhere in the middle? Select the number for each pair of statements that best describes where you fall between the two statements, then click the "Calculate" button.


My primary goal is to protect my savings. I am most concerned about losing what I have, and am not willing to take any risk just to keep up with inflation.  

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  My primary goal is to earn enough on my savings to stay ahead of inflation. I am willing to take on some investment risk to do so.



I would worry about short-term investment losses, even if I didn't need my retirement savings for 20 years.  

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  I wouldn't worry about short-term investment losses, as long as I didn't need my savings in the near future.



If the stock market dropped 100 points tomorrow, I'd probably take my losses and pull my savings out of stocks to keep from losing more money.  

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  If the stock market dropped 100 points tomorrow, I'd probably put more of my money into the market to catch it before it moves back up.



I would definitely be upset if my investment statement showed a loss.  
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  A loss on my investment statement wouldn't necessarily bother me.



If I had a choice between $1,000 cash and a 1-in-10 chance at $10,000, I'd definitely take the cash.  

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  If I had a choice between $1,000 cash and a 1-in-10 chance at $10,000, I'd definitely take the chance.



I wouldn't invest in a start-up company, even one with a promising idea. The risk of losing the entire investment is just too great.  

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  I'd invest in a start-up company if it had a promising idea. I have to take some chances to earn a really good return.