WACHOVIA CHECKING OPTIONS

We offer a variety of checking accounts to meet your unique financial needs. With all Wachovia checking accounts, you'll get:

• Free Online Banking with BillPay, Balance Alerts, Online Statements, and Wachovia Mobile^SM1
• Free Check Card available with free Wachovia Possibilities Rewards^®
• Free Wachovia Security Plus^SM—our commitment to protect your privacy and security
• Way2Save^SM savings program—we pay you to save

Free Checking
Tired of free checking accounts that really aren't free? Then choose Wachovia Free Checking. Enjoy no minimum balances, no monthly service fee, and no direct deposit requirement. Convenient and secure, Wachovia Free Checking is perfect for your essential daily banking needs.

Free Student Checking
Too little time? Even less money? Wachovia Free Student Checking allows you to access your money whenever and wherever—for less. Affordable, simple, and convenient to use, it's the checking account that matches your active lifestyle. Enjoy no minimum balance requirement, no monthly service fee, free incoming domestic wires, and one free overdraft refund.

Crown Checking^SM
Looking for a checking account that rewards you for your complete banking relationship with Wachovia? Crown Banking, our premier checking package, offers you exclusive rewards and benefits that maximize the value of your checking dollars. Enjoy one free Premium Savings or money market account, free Crown checks, free safe deposit box,² and so much more.

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